Terms of Service

TERMS & CONDITIONS

Effective Date: June 17, 2026

These Terms & Conditions ("Terms") govern your access to and use of the website located at https://mires-insures.com ("Website"), and any products or services offered by Mires Agency LLC, doing business as Mires Insures ("Mires Insures," "we," "our," or "us").

By accessing or using our Website, submitting information, or communicating with us, you agree to be bound by these Terms.

1. Services

Mires Insures provides insurance-related information, consultation services, and assistance with obtaining insurance products through licensed insurance carriers and partners. The information provided on this Website is for general informational purposes only and does not constitute a binding offer of insurance coverage.

Insurance products are subject to underwriting approval, carrier guidelines, policy terms, conditions, exclusions, and applicable laws.

2. Eligibility

You must be at least eighteen (18) years old and legally capable of entering into binding agreements to use our Website and services.

By using our Website, you represent and warrant that you meet these requirements.

3. Accuracy of Information

You agree to provide accurate, complete, and current information when requesting quotes, consultations, or services.

Providing false, misleading, or incomplete information may affect your eligibility for insurance products and may result in the denial or termination of services.

4. Intellectual Property

All content on this Website, including text, graphics, logos, images, designs, and other materials, is the property of Mires Agency LLC or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content without prior written permission.

5. Third-Party Services

Our Website may contain links to third-party websites, insurance carriers, or service providers.

Mires Insures does not control and is not responsible for the content, policies, or practices of any third-party websites or services. Access to such websites is at your own risk.

6. Disclaimer of Warranties

The Website and all services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

To the fullest extent permitted by law, Mires Insures disclaims all warranties, including:

Merchantability;

Fitness for a particular purpose;

Non-infringement;

Accuracy or reliability of information;

Availability or uninterrupted operation of the Website.

7. Limitation of Liability

To the maximum extent permitted by law, Mires Agency LLC and its officers, employees, agents, affiliates, and representatives shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

Use of the Website;

Inability to access the Website;

Reliance upon information provided;

Unauthorized access to personal information;

Errors, omissions, or interruptions in service.

Our total liability shall not exceed the amount paid, if any, for the services giving rise to the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Mires Agency LLC and its affiliates, employees, representatives, and partners from any claims, liabilities, damages, losses, or expenses arising from:

Your use of the Website;

Violation of these Terms;

Violation of applicable laws;

Infringement of third-party rights.

9. SMS Terms and Conditions

By providing your mobile phone number and expressly consenting to receive text messages, you agree to receive recurring communications from Mires Insures regarding:

Insurance quotes;

Appointment reminders;

Policy information;

Customer support communications;

Account notifications;

Service-related updates.

Message Frequency

Message frequency varies based on your interaction with our services.

Message and Data Rates

Message and data rates may apply according to your mobile carrier's plan.

Opt-Out Instructions

You may opt out at any time by replying:

STOP

Upon receipt of your request, you will no longer receive SMS messages from Mires Insures unless you provide new consent.

Assistance

Reply:

HELP

for assistance, or contact us directly.

Consent to Receive Messages

Your consent to receive SMS messages is not a condition of purchasing any goods or services.

Sharing of Mobile Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

10. Privacy

Your use of the Website and services is also governed by our Privacy Policy.

11. Modifications

Mires Insures reserves the right to modify these Terms at any time. Updated Terms become effective upon posting to the Website.

Continued use of the Website following any changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of Texas, without regard to conflict of law principles.

Any disputes arising out of these Terms shall be resolved exclusively in the state or federal courts located in Texas.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Information

Mires Agency LLC (DBA Mires Insures)

9208 Cagle Drive
Amarillo, Texas 79119

Phone: (806) 330-0376

Website: https://mires-insures.com